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Loan, Banking, and Finance Law
Securing Your Property Financing in Malaysia
When acquiring property, the financing process can be as complex as the sale itself. At Law Chambers of Y Tan, we act as the vital link between you and your financial institution, ensuring that all loan, banking, and security documentation is meticulously prepared, legally sound, and executed efficiently.
We have extensive experience representing individuals and corporate clients in navigating the legal requirements for property-related financing, ensuring your investment is properly secured and the transaction closes on time.
Our Loan & Financing Law Services
Our dedicated team offers comprehensive legal assistance across all facets of property-related lending and finance:
Housing Loan Agreements: Drafting and perfection of conventional and Islamic financing documents for the purchase of residential properties (both primary and sub-sale market).
Refinancing and Re-mortgaging: Handling the legal process of facility restructuring and drawing down new loans to replace or modify existing mortgages.
Commercial Loan Documentation: Advising on and preparing facility agreements and security documents for commercial property acquisition, project financing, and investment loans.
Security Documentation: Preparation and registration of key legal instruments to secure the financing, including:
Charge Instruments (Form 16A): Registration of the charge over the property title with the Land Office.
Deed of Assignment (DOA): For properties without individual titles, assigning the borrower's rights to the financing bank.
Guarantees and Indemnities: Drafting and advising on personal and corporate guarantees related to the financing facilities.
Discharge of Charge/Redemption: Facilitating the legal steps required to discharge the existing charge upon full settlement of the loan, or handling redemption processes for property sales.
Why Choose Law Chambers of Y Tan for Your Financing?
Bank Panel Membership: We are empaneled with numerous major banks and financial institutions in Malaysia, allowing us to seamlessly handle your documentation regardless of your chosen lender.
Efficiency: We prioritize a rapid turnaround of all necessary loan documentation to ensure timely disbursement of funds and avoid unnecessary delays in your property transaction.
Clarity: We simplify complex banking and financing terms, ensuring you fully understand your commitments and obligations before signing.
Looking to finance your next property or restructure an existing loan?
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